About Us

Why Choose Indexed Universal Life Insurance (IUL)?

Indexed Universal Life (IUL) insurance is more than just protection; it’s a versatile financial tool designed to offer growth and security. With an IUL policy, you can benefit from features that go beyond traditional retirement accounts like 401(k)s. Here’s why IUL stands out:

  • Tax-Free Retirement Income – Enjoy tax-advantaged growth and access your cash value without paying taxes or penalties.
  • Unlimited Savings Potential – Unlike accounts with contribution caps, you can save as much as you want with an IUL.
  • Market Protection – Your cash value grows based on market index performance, but it’s also protected from market downturns.
  • Flexibility – Adapt your premiums and withdrawals to fit your life’s changing needs.
  • Life Insurance Benefits for Families – Rest easy knowing the death benefit protects your loved ones financially.
401k-Vs-IUL
Whether you’re focused on long-term financial planning or simply seeking an alternative to traditional retirement savings, an IUL policy provides an ideal mix of security and growth.
garron-img

Mrs. Debra Johnson

Mr. Garron T Johnson

CEO – LTC

Cultivate the good and reap the rewards!

At Legacy Transfer Consulting, we offer you the opportunity to generate passive income as the owner of houses and apartments for rent, regardless of your current financial situation. In addition, we provide financial services designed to help families achieve the qualification they need.

Generate passive income: Join us and become an owner of apartment units for rent. Our team will guide you through the process, from the acquisition to the management of your properties. No matter what your current financial situation is, we are here to provide you with the opportunity to build a steady stream of income.

Comprehensive Life Insurance Services

At Legacy Transfer Consulting, we offer a full range of life insurance solutions tailored to your unique circumstances. From protecting your family to supporting your business operations, we provide services to help you succeed:

  • Life Insurance for Families – Ensure financial security for your loved ones with flexible and reliable coverage options.
  • Retirement Income Planning – Supplement your traditional retirement accounts with tax-free growth and downside market protection.
  • Wealth Transfer Solutions – Use life insurance to transfer your assets efficiently and create a meaningful legacy.
  • Business Continuity Planning – Protect your business with key person life insurance, buy-sell agreements, and asset security strategies.
  • Flexible Life Insurance Policies – Update your coverage as your financial goals evolve, ensuring you’re prepared for whatever life brings.

By bridging the gap between protection and opportunity, our solutions help secure your financial present and future.

Your Trusted Financial Advocate

Choosing the right financial partner is a big decision. At Legacy Transfer Consulting, we focus on building trust through a client-first approach. We don’t just sell policies—we help create financial blueprints tailored to your goals. Whether you’re securing your family’s future, investing in retirement, or preparing your business for the unexpected, you can count on us to deliver the guidance and expertise you need.

Take Control of Your Financial Future

Now is the time to protect your loved ones, grow your wealth, and secure your future. Start your financial journey with Legacy Transfer Consulting. Our expertise in Indexed Universal Life insurance benefits, life insurance for families, and business continuity planning ensures personalized solutions for every stage of life.

Contact us today to explore how we can help you achieve financial confidence, tax-free growth, and long-lasting security.

Legacy Transfer Consulting – Turning today’s plans into tomorrow’s peace of mind.

Garron ID

QUESTIONS?

talk to us now

Do you have the initial capital?

We understand that not everyone has the necessary start-up capital to invest, but we strongly believe that desire and determination are key to financial success. We invite you to give yourself the opportunity to secure your financial future and work together to achieve your goals. You can do it!